Balance transfers, loans, and card fees
How balance transfer fees, consolidation loans, and car dealer rate markups change what a loan costs. The fee and the end date are part of the price.
3 guides · about 6 minutes
- What a balance transfer costs Short overview
A balance transfer moves what you owe onto a new card, usually with a fee. The promo end date is the part that changes the price.
2 min - Does combining loans save money? Short overview
A consolidation loan replaces several rates with one payment. It can still cost more if the new rate, fee, or term is worse.
2 min - How a car loan rate gets marked up Short overview
The lender’s rate and the rate on your contract can differ. A dealer may add a markup before you sign.
2 min